10 Risky Investments

To some people, losing a dollar on a lottery ticket is an acceptable risk. To others, losing a few million dollars on the chance that a cup of coffee will cost more next year is an acceptable risk. The idea of risk in investments is largely a matter of perception.
Even so, some types of investments consistently make more money than others. Other types of investments stand a greater chance of losing money or holding steady. In general, the higher the risk of loss, the higher the chance of good returns.
"It really depends on a person's tolerance for risk and perceptions of risk," says John Grable, professor of personal finance at Kansas State University. He adds that it would be difficult to find a list of definitively bad investments.
Indeed, for every investment you place on a list, you'll have hordes of investors reporting that they made money or lost money on that particular item. The key is that while we all have plenty to gain, in tough times we tend to think twice about what we lose.

10 Gadgets That Can Save You Money

You know that slurping sound of water going down the drain after you finish taking a shower? Well, it's not just water. If you aren't using a low-flow showerhead, that's the sound of money getting washed away.

This is just one example of money disappearing: On the following pages, you'll find a list of 10 gadgets designed to save you cash. Some of them make tried-and-true penny pinching strategies a little less daunting. Others take advantage of new technologies to find new solutions for old fiscal burdens. Some are so inexpensive and readily available that you could probably find one today. But one way or another, these 10 gadgets are intended to make your wallet a little bit thicker.

10 Ways to Make Money on the Side

The idea of getting rich quick and making easy money is part of the American Dream. Who hasn't spent time daydreaming about becoming one of those overnight millionaires? But your high school economics teacher was probably right: There's no such thing as a free lunch. With the exception of the occasional lottery winner, making real money takes time and effort. Still, there are legitimate ways you can make extra money to supplement the income from your day job, without breaking your back.

Click through the next 10 pages for ways you can moonlight, and end up with some money to show for it.